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Automotive Insurance

Car • Truck • Motorcycle • RV • Boat • Watercraft • RV • & More

Whether you’re commuting to work, taking a road trip, or simply running errands, your vehicle is essential to your daily life. Auto insurance is designed to safeguard you, your passengers, and your vehicle from unexpected accidents, theft, and other damages. With over a decade of experience, I understand that no two drivers are the same, which is why I provide customized insurance options for all types of vehicles.

Drive with Confidence

I’ll take the time to understand your specific needs and help you navigate coverage options that protect your vehicle and fit your budget. Let’s discuss how you can get peace of mind on the road. Contact me today for a personalized auto insurance quote!

Missouri Information

Missouri law requires all drivers to carry a minimum amount of liability insurance. Unlike Kansas, Missouri operates under an at-fault system, meaning the driver responsible for the accident is liable for damages. Missouri’s mandatory minimums are:

Bodily Injury Liability

$25,000 per person; $50,000 per accident

Property Damage Liability

$25,000 per accident

Uninsured Motorist Bodily Injury Liability

$25,000 per person; $50,000 per accident
According to NAIC, Missouri drivers pay an average of $1,042 a year, in 2020, for complete auto coverage (liability, collision and comprehensive). The cost now will depend on your driving history, vehicle, coverage, and the years current premiums. For Missouri drivers there are discounts for new drivers, long term Farmer’s clients, 5 years without accidents, Multi-policy coverage, and the Signal program

If you have you have any questions, concerns, or assistance, contact me!

Kansas Information

Kansas is a no-fault state, which means that after an accident, each driver’s insurance pays for their medical expenses regardless of who caused the crash. Additionally, Kansas law requires drivers to carry certain minimum coverage of auto insurance, including:

Bodily Injury Liability

$25,000 per person; $50,000 per accident

Property Damage Liability

$50,000 per accident

Personal Injury Protection

$4,500 per person

Uninsured Motorist Bodily Injury Liability

$25,000 per person; $50,000 per accident
According to NAIC, Kansas drivers pay an average of $967 a year, in 2020, for complete auto coverage (liability, collision and comprehensive). The cost now will depend on your driving history, vehicle, coverage, and the years current premiums. For Kansas drivers there are discounts for multi-vehicle owners, young drivers, and for multi-policy coverage.

If you have you have any questions, concerns, or assistance, contact me!

Licensed in Kansas & Missouri